:root{--ink: #121016;--muted: #5b5b68;--surface: #ffffff;--surface-soft: #f4f3f8;--accent: #f0610f;--accent-strong: #c94b05;--highlight: #ffd7bd;--line: #eceaf1;--shadow: 0 22px 46px rgba(18, 16, 22, .12);--indigo: #4f46e5;--indigo-soft: #e7e9ff;--mint: #10b981;--rose: #ef4444}*{box-sizing:border-box}body{margin:0;font-family:NeueHaasGrotesk,Sora,Segoe UI,sans-serif;color:var(--ink);background:radial-gradient(circle at top,#fff4ed,#f7f6fb 45%,#f4f3f8);min-height:100vh}h1,h2,h3{font-family:VCHenrietta,NeueHaasGrotesk,Sora,Segoe UI,sans-serif}.shell{min-height:100vh;padding:48px 24px 64px}.page{max-width:1100px;margin:0 auto;display:flex;flex-direction:column;gap:24px}.page-centered{min-height:calc(100vh - 112px);align-items:center;justify-content:center;width:100%}.topbar{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:16px}.topbar h1{margin:4px 0 0;font-size:32px}.eyebrow{font-size:12px;text-transform:uppercase;letter-spacing:.2em;color:var(--muted);margin:0}.topbar-actions{display:flex;flex-wrap:wrap;align-items:center;gap:12px}.chip{background:#f0610f24;color:var(--accent-strong);padding:8px 14px;border-radius:999px;font-size:13px;font-weight:600}.hero{display:grid;gap:24px;padding:32px;background:linear-gradient(135deg,#fff,#fff6ef);border-radius:24px;box-shadow:var(--shadow)}.login-hero{width:min(560px,100%);grid-template-columns:1fr;text-align:center}.login-hero .card{text-align:left}.connect-hero{text-align:left;width:min(520px,100%)}.connect-hero .row{margin-top:8px}.full-width{width:100%}.login-card{background:#fff;border-radius:18px;padding:28px;box-shadow:0 24px 60px #09162e1f,0 6px 18px #09162e14;border:1px solid rgba(11,16,24,.06)}.login-card .field span{font-size:12px;text-transform:uppercase;letter-spacing:.16em;color:var(--muted)}.login-card input{border-radius:14px;border:1px solid rgba(11,16,24,.12);background:var(--surface-soft);padding:14px 16px;font-size:15px;transition:border-color .2s ease,box-shadow .2s ease}.login-card input:focus{outline:none;border-color:#f0610f99;box-shadow:0 0 0 4px #f0610f29;background:#fff}.login-card button.primary{width:100%;padding:14px 18px;border-radius:14px;background:linear-gradient(135deg,#f0610f,#c94b05);box-shadow:0 16px 30px #c94b053d}.login-card button.primary:hover{transform:translateY(-1px);box-shadow:0 22px 34px #c94b054d}.login-card .notice{text-align:center;background:var(--highlight);color:var(--accent-strong);border-radius:12px;padding:10px 12px;margin-top:12px}.hero-summary{display:grid;gap:24px;padding:28px;background:linear-gradient(135deg,#fff,#fff1e7 65%,#f7f6fb)}.hero-amount{font-size:38px;margin:8px 0 0;font-weight:600}.hero-number{font-size:20px;font-weight:600;margin:6px 0 0}.hero-meta{display:grid;gap:12px}.hero-callout{background:linear-gradient(135deg,#fff,#fff0e4)}.hero h1{font-size:36px;margin:0 0 12px}.card{background:var(--surface);border-radius:20px;padding:24px;box-shadow:var(--shadow)}.card-muted{display:flex;align-items:center;gap:16px;background:var(--surface)}.panel{background:var(--surface);padding:32px;border-radius:24px;box-shadow:var(--shadow)}.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:20px}.hero-grid{display:flex;flex-wrap:wrap;align-items:flex-start;gap:20px}.hero-grid>.card{flex:1 1 320px;min-width:280px}.dashboard-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(320px,1fr));gap:20px}.card-wide{grid-column:1 / -1}.field{display:grid;gap:8px;margin-bottom:16px}input{border-radius:12px;border:1px solid var(--line);padding:12px 14px;font-size:15px;font-family:inherit}button{border:none;border-radius:999px;padding:12px 20px;font-size:14px;font-weight:600;cursor:pointer;font-family:inherit;transition:transform .2s ease,box-shadow .2s ease}button:hover{transform:translateY(-1px);box-shadow:0 10px 20px #f0610f2e}button:disabled{opacity:.6;cursor:default;box-shadow:none;transform:none}.primary{background:var(--accent);color:#fff}.secondary{background:#f0610f1f;color:var(--accent-strong)}.danger{background:var(--rose);color:#fff}.ghost{background:transparent;border:1px solid var(--line);color:var(--ink)}.hidden{display:none}.banner{display:grid;gap:8px}.banner-title{font-weight:600}.banner-checklist{display:flex;flex-wrap:wrap;gap:10px;font-size:13px}.banner-item{padding:6px 10px;border-radius:999px;background:#f0610f1f;color:var(--accent-strong);font-weight:600}.progress{display:flex;gap:16px;margin-top:16px}.progress-step{display:inline-flex;align-items:center;gap:8px;font-size:12px;color:var(--muted);text-transform:uppercase;letter-spacing:.12em}.progress-step .dot{width:10px;height:10px;border-radius:999px;background:var(--line)}.progress-step.active{color:var(--accent-strong)}.progress-step.active .dot{background:var(--accent);box-shadow:0 0 0 4px #f0610f26}.empty-state{padding:14px 0}.skeleton-card{border:1px solid var(--line);background:var(--surface)}.skeleton-header{width:45%;height:14px;border-radius:999px;background:var(--surface-soft);margin-bottom:12px;position:relative;overflow:hidden}.skeleton-line{height:10px;border-radius:999px;background:var(--surface-soft);margin-top:10px;position:relative;overflow:hidden}.skeleton-header:after,.skeleton-line:after{content:"";position:absolute;top:0;right:0;bottom:0;left:0;background:linear-gradient(90deg,transparent,rgba(255,255,255,.6),transparent);transform:translate(-100%);animation:shimmer 1.4s ease infinite}.stagger>*{animation:fadeIn .6s ease both}.stagger>*:nth-child(1){animation-delay:.02s}.stagger>*:nth-child(2){animation-delay:.08s}.stagger>*:nth-child(3){animation-delay:.14s}.stagger>*:nth-child(4){animation-delay:.2s}.modal-backdrop{position:fixed;top:0;right:0;bottom:0;left:0;background:#12101673;display:grid;place-items:center;padding:24px;z-index:20}.modal{width:min(520px,100%);background:var(--surface);border-radius:20px;padding:24px;box-shadow:0 30px 70px #1210163d;border:1px solid var(--line)}.row{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin-top:16px}.notice{margin-top:12px;padding:12px 14px;border-radius:12px;background:#f0610f1f;color:var(--accent-strong)}.notice.error{background:#ef44441f;color:var(--rose)}.status-pill{display:inline-flex;align-items:center;gap:8px;padding:6px 12px;border-radius:999px;font-size:12px;font-weight:600;margin-top:12px}.status-pill.connected{background:#f0610f1f;color:var(--accent-strong)}.status-pill.disconnected{background:#ef44441f;color:var(--rose)}.overline{text-transform:uppercase;letter-spacing:.18em;font-size:11px;color:var(--muted);margin:0}.card-header{display:flex;justify-content:space-between;gap:16px;align-items:flex-start}.accounts-card{display:grid;gap:18px}.account-list{display:grid;gap:12px;margin-top:8px}.account-row{display:flex;justify-content:space-between;gap:16px;padding:18px;border-radius:18px;background:var(--surface);border:1px solid var(--line);box-shadow:0 14px 28px #12101614;position:relative;overflow:hidden}.account-accent{position:absolute;left:0;top:0;bottom:0;width:5px;background:linear-gradient(180deg,#f0610fe6,#f0610f66)}.account-left{display:flex;align-items:center;gap:12px}.account-logo{width:44px;height:44px;border-radius:14px;display:grid;place-items:center;overflow:hidden;background:#f0610f1f;color:var(--accent-strong);font-weight:600}.account-logo img{width:100%;height:100%;object-fit:cover}.account-title-row{display:flex;align-items:center;gap:8px}.account-pill{background:#f0610f1f;color:var(--accent-strong);font-size:11px;font-weight:600;padding:4px 10px;border-radius:999px;text-transform:uppercase;letter-spacing:.08em}.account-meta{display:flex;flex-wrap:wrap;gap:8px;font-size:12px}.account-right{text-align:right}.account-balance{font-size:18px;font-weight:600;margin:0 0 6px}.muted{color:var(--muted);line-height:1.5}.hint{margin-top:12px;font-size:13px;color:var(--muted)}.list{display:grid;gap:16px}.list-row{display:flex;justify-content:space-between;align-items:center;gap:12px;padding-bottom:12px;border-bottom:1px solid var(--line)}.list-row:last-child{border-bottom:none;padding-bottom:0}.list-title{margin:0;font-weight:600}.list-right{text-align:right}.list-title.down{color:var(--rose)}.list-title.up{color:var(--mint)}.big-number{font-size:32px;margin:12px 0 24px}.small{font-size:13px}.split{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:16px}.mini-list{display:grid;gap:10px}.mini-row{display:flex;justify-content:space-between;gap:8px;font-size:14px}.toggle-row{display:flex;gap:8px;background:#f0610f1f;padding:6px;border-radius:14px;margin:12px 0 18px}.toggle-button{border:none;background:transparent;padding:10px 18px;border-radius:12px;font-size:14px;font-weight:600;color:var(--muted);cursor:pointer;flex:1}.toggle-button.active{background:var(--surface);color:var(--ink);box-shadow:0 8px 18px #0b10181f}.spend-list{display:grid;gap:12px}.spend-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid var(--line)}.spend-row:last-child{border-bottom:none}.spend-left{display:flex;align-items:center;gap:12px}.spend-icon{width:40px;height:40px;border-radius:14px;display:grid;place-items:center;font-weight:600;background:#f0610f1f;color:var(--accent-strong);overflow:hidden}.spend-icon img{width:100%;height:100%;object-fit:cover}.category-icon{font-size:20px;color:currentColor}.spend-icon.tag-pro{background:var(--indigo-soft);color:var(--indigo)}.spend-icon.tag-transport{background:#10b98129;color:var(--mint)}.spend-icon.tag-lifestyle{background:#4f46e51f;color:var(--indigo)}.spend-icon.tag-household{background:#4f46e51a;color:var(--indigo)}.spend-icon.tag-food{background:var(--highlight);color:var(--accent-strong)}.spend-icon.tag-appearance,.spend-icon.tag-health{background:#ef44441f;color:var(--rose)}.tx-list{display:grid;gap:14px}.tx-row{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:12px 0;border-bottom:1px solid var(--line)}.tx-row:last-child{border-bottom:none}.tx-left{display:flex;align-items:center;gap:12px}.tx-logo{width:44px;height:44px;border-radius:14px;background:#f0610f1f;display:grid;place-items:center;overflow:hidden;font-weight:600;color:var(--accent-strong)}.tx-logo img{width:100%;height:100%;object-fit:cover}.tx-details{display:grid;gap:6px}.tx-meta{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-size:12px}.tag{display:inline-flex;align-items:center;padding:4px 10px;border-radius:999px;font-size:11px;font-weight:600;letter-spacing:.02em}.tag-pro{background:var(--indigo-soft);color:var(--indigo)}.tag-transport{background:#10b98129;color:var(--mint)}.tag-lifestyle{background:#4f46e51f;color:var(--indigo)}.tag-household{background:#4f46e51a;color:var(--indigo)}.tag-food{background:var(--highlight);color:var(--accent-strong)}.tag-appearance,.tag-health{background:#ef44441f;color:var(--rose)}.tag-default{background:var(--surface-soft);color:var(--muted)}.badge-row{display:flex;flex-wrap:wrap;gap:8px;margin-top:8px}.badge{display:inline-flex;align-items:center;padding:4px 10px;border-radius:999px;font-size:11px;font-weight:600;background:var(--surface-soft);color:var(--ink);border:1px solid var(--line)}.badge-danger{background:#ef444424;color:var(--rose);border-color:#ef444433}.badge-meta{background:#f0610f14;color:var(--accent-strong);border-color:#f0610f2e}.badge-type-wage{background:#10b98129;color:#0f6a4f;border-color:#10b9814d}.badge-type-benefit{background:#4f46e524;color:var(--indigo);border-color:#4f46e53d}.badge-type-pension{background:#ffd7bda6;color:var(--accent-strong);border-color:#f0610f40}.badge-cadence-weekly{background:#f0610f24;color:var(--accent-strong);border-color:#f0610f40}.badge-cadence-fortnightly{background:#4f46e51f;color:var(--indigo);border-color:#4f46e538}.badge-cadence-monthly{background:#10b9811f;color:#0f6a4f;border-color:#10b98140}.badge-cadence-irregular{background:#ef44441f;color:var(--rose);border-color:#ef444438}.income-list{display:grid;gap:14px}.income-item{padding:14px 16px;border-radius:16px;background:var(--surface);border:1px solid var(--line);box-shadow:0 10px 24px #12101614}.income-item-header{display:flex;align-items:center;justify-content:space-between;gap:12px}.income-amount,.tx-right{text-align:right}.pulse-grid{display:grid;gap:12px;margin-top:16px}.pulse-grid-compact{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}.pulse-card{padding:16px;border-radius:16px;background:var(--surface-soft);border:1px solid rgba(240,97,15,.14)}.pulse-card h3,.pulse-card h4{margin:0 0 6px;font-size:15px}.insights-card{display:grid;gap:16px}.insights-grid{display:grid;gap:20px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}.insights-section h3{margin:0 0 10px;font-size:18px}.rhythm-grid{display:grid;gap:12px;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));margin-top:12px}.rhythm-cell{padding:12px 14px;border-radius:14px;background:var(--surface-soft);border:1px solid rgba(240,97,15,.12)}.rhythm-cell .eyebrow{margin-bottom:6px}.rhythm-value{margin:0;font-weight:600}.spinner{width:28px;height:28px;border-radius:50%;border:3px solid rgba(240,97,15,.2);border-top-color:var(--accent);animation:spin 1s linear infinite}.fade-in{animation:fadeIn .6s ease both}@keyframes spin{to{transform:rotate(360deg)}}@keyframes shimmer{to{transform:translate(100%)}}@keyframes fadeIn{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}@media (max-width: 720px){.shell{padding:32px 18px 48px}.hero{padding:24px}.topbar h1{font-size:26px}}
